$399,999

163 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

3 beds |
3 baths |
1,705 sqft

Single-Family Home
Built in 2016
3,049sqft lot
—— car garage
$235/sqft
Listed 1 month ago

Property Description

$5,000 CLOSING CREDIT OR RATE BUY DOWN with acceptable offer! Charming 3-bedroom, 2.5-bath coastal cottage in the heart of Santa Rosa Beach. Open and spacious layout with kitchen featuring a center island, ample cabinetry, and modern stainless-steel appliances. The spacious primary suite includes a dual vanity, walk-in shower, soaking tub, and access to an oversized front porch perfect for relaxing. Additional highlights include an EV charger, washer/dryer, and storage shed. Located in Mosaic Oaks, a small community with low HOA dues of only $50 per month and convenient access to local amenities. Enjoy the best of coastal living with nearby Choctawhatchee Bay and a public boat launch at Hogtown Bayou and just a 10 minutes to 30A, Gulf Place and Ed Walline Public Beach Access.

Listing Status:: Active
Date Added:: October 23, 2025 at 05:00AM
Listing Office:: 1 Percent Lists Florida Coast : 850-376-3865
Listing Agent:: Wendy L Wiggins : 850-225-5102
MLS ID:: 988130

General: Pantry
Appliances: DishwasherDisposalDryerMicrowaveWasherElectric Water Heater
Flooring: LaminateCarpet
A/C: Central Air
Heating: Central

General: Sprinkler SystemYard Building
Style: Beach House

General: Siding CmntFbrHrdBrdSlab2

HOA Amenities: Management50.0Monthly
Originating MLS: Emerald Coast Association of REALTORS®
County: Walton

Zoning: Resid Single Family24-2S-20-33510-000-0260

Water: 0

Source: Emerald Coast Association of REALTORS®

This listing courtesy of Wendy L Wiggins, 1 Percent Lists Florida Coast

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Dune Lakes Elementary School

6565 US Highway 98 E, Santa Rosa Beach, FL, 32459

Grades KG-5

5.31 miles away

Emerald Coast Middle School

4019 US Highway 98 E, Santa Rosa Beach, FL, 32459

Grades 6-8

5.75 miles away

South Walton High School

645 Greenway Trl, Santa Rosa Beach, FL, 32459

Grades 9-12

1.56 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.