95 St. Simon Circle, Miramar Beach, FL 32550

• 4 beds |
• 4 baths |
• 2,216 sqft

Property Description

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

Listing Status:

Active

Date Added:

January 5, 2026

Data Last Updated:

May 2, 2026 at 12:21PM

Listing Office:

Legacy Hill Realty : 205-370-5905

Listing Agent:

The Jonathan Hill Team : 205-370-5905

MLS ID:

992115

Interior

• General: Breakfast BarVaulted Ceiling(s)Kitchen IslandOwner's ClosetWasher/Dryer Hookup
• Appliances: CooktopDishwasherDisposalDryerMicrowaveRefrigeratorWasherElectric Water Heater
• Flooring: HardwoodTile
• A/C: Central AirCeiling Fan(s)
• Heating: Central

Exterior

• General: Outdoor GrillBalconyPrivate Yard
• Style: Beach House
• Parking: Garage Door OpenerGarage

Construction

• Windows: Window Treatments
• General: BlockSiding CmntFbrHrdBrd2Slab

Location

• Road/Access: Paved
• HOA Amenities: Maintenance GroundsLand RecreationManagement
• Golf: BBQ Pit/GrillBeachDeed AccessGatedPicnic AreaPoolPets AllowedShort Term Rental - Allowed
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Walton

Lot

• Zoning: Resid Single Family29-2S-21-42970-000-0220
• Fencing: Privacy

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®