$889,000

55 Secret Harbor Drive, Miramar Beach, FL 32550

4 beds |
2 baths |
1,919 sqft

Single-Family Home
Built in 2004
5,663sqft lot
2 car garage
$463/sqft
Listed 3 months ago

Property Description

This well-appointed four-bedroom, two-bath home offers 1,919 square feet of comfortable coastal living in the desirable Paradise Retreat neighborhood of Miramar Beach, complete with 320 feet of private deeded beach access. Also golf cart friendly neighborhood. Whether used as a primary residence, second home, or income-producing property, the layout and location provide exceptional versatility. Inside, the open living spaces feature travertine flooring, upgraded recessed lighting, and stainless steel appliances, creating a bright and functional environment for everyday living and entertaining. The home flows seamlessly to a private outdoor area where a six-person hot tub is nestled within a naturally landscaped setting, offering a relaxing retreat after a day at the beach. Recent improvements include a new roof in 2024, fresh exterior paint and landscaping, and previously updated HVAC and gas water heater, adding long-term value and peace of mind. The property has a proven vacation rental history while still maintaining the feel of a comfortable coastal home. Offered furnished with flexible options for partial or unfurnished arrangements, this Miramar Beach property presents an excellent opportunity to enjoy beachside living with strong long-term appeal in a well-established neighborhood.

Listing Status:: Active
Date Added:: January 27, 2026
Data Last Updated:: May 2, 2026 at 7:22AM
Listing Office:: Berkshire Hathaway HomeServices : 850-534-3006
Listing Agent:: Sheila F Coffee : 850-797-5998
MLS ID:: 993777

General: Breakfast BarCathedral Ceiling(s)Vaulted Ceiling(s)Recessed LightingOwner's ClosetWasher/Dryer Hookup
Appliances: CooktopDishwasherDisposalDryerMicrowaveWasherGas Water Heater
Flooring: TileVinyl
A/C: Central AirCeiling Fan(s)
Heating: CentralGas - Natural

General: Hot TubSprinkler System
Style: Ranch
Parking: Garage Door OpenerGarage

General: BrickTrim Vinyl1Slab

Road/Access: Private Road
HOA Amenities: Maintenance GroundsLand RecreationManagementTrash
Golf: BeachDeed AccessGatedShort Term Rental - Allowed
Originating MLS: Emerald Coast Association of REALTORS®
County: Walton

Zoning: Resid Single Family30-2S-21-42790-00C-0380

Water: 0

Source: Emerald Coast Association of REALTORS®

This listing courtesy of Sheila F Coffee , Berkshire Hathaway HomeServices

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.